Invoice factoring
Invoice factoring sells your unpaid B2B or B2G invoices to a third-party factor at a discount, giving you cash within days instead of months. The factor collects payment directly from your customer, and you receive the advance minus the factoring fee. This is not a loan; you're selling an asset you already own.
Sammamish sits along the East Lake Sammamish Parkway corridor, home to engineering consultancies, software contractors, and professional-services firms that bill municipal clients or large enterprises on net-60 terms. When a Sammamish IT consultancy finishes a project for King County but must wait two months for payment, invoice factoring in Sammamish bridges that gap so the owner can meet Friday payroll and bid the next contract with confidence.
Because Millbrook Funding is a broker, we compare factoring companies on your behalf, explaining advance rates, recourse versus non-recourse structures, and any monthly minimums before you commit. Transparency means you see the full cost picture upfront.
Invoice factoring
We gather your invoice aging reports and customer credit profiles, then present your file to factoring partners who specialize in your industry and invoice size. You choose the offer that fits your cash-flow rhythm and customer relationships.
Our Bellevue office is a quick fifteen-minute drive down 228th Avenue SE, and we understand the seasonal project cycles that affect Sammamish service providers near Pine Lake and the Plateau. We walk you through notification requirements, reserve accounts, and what happens if a customer disputes an invoice, so nothing catches you off guard.
Invoice factoring
A Sammamish digital-marketing agency secured a six-month campaign with a Seattle healthcare system but faced net-90 payment terms. The owner needed cash to hire freelance designers and pay for ad placements before the first invoice cleared. Millbrook Funding connected the agency with a factoring partner who advanced funds against verified invoices, keeping the campaign on schedule and the team paid. The agency retained the client relationship, and the factor handled collections professionally.
Common questions
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