SBA Loans in Redmond, WA

SBA loans are small-business financing products partially guaranteed by the U.S. Small Business Administration, reducing lender risk and enabling longer terms and lower down payments than conventional bank loans. The two most common programs are the 7(a), which covers working capital, equipment, and owner-occupied real estate, and the 504, designed specifically for commercial property and heavy machinery. Because Millbrook Funding operates as a broker, we present your package to multiple lenders, explain each fee structure upfront, and help you compare true costs before you commit.

A managed-IT provider leasing space in Overlake decided to purchase its building when the landlord listed the property. The owner needed seven-figure financing but wanted to preserve operating cash. Millbrook Funding brokered an SBA 504 loan, which required a smaller equity injection than conventional mortgages and fixed the real-estate portion at a long-term rate. We walked the borrower through every third-party fee, from appraisal to title, so there were no surprises at closing. The business now owns its facility and redirects former rent into payroll and R&D.

Learn more about SBA loans across our service area or explore financing options from our Bellevue hub.