Cash advance
A merchant cash advance purchases a portion of your business's future card receivables. The funder deposits cash into your account, then collects a fixed percentage of each day's card volume until the agreed amount is repaid. Repayment speed rises and falls with your sales, so busy weeks retire the balance faster while slower periods stretch the timeline. This structure appeals to retail shops, salons, and service providers where card transactions dominate the revenue stream.
Medina's concentration of high-end boutiques, wellness studios, and professional-service firms along the Evergreen Point corridor means many owners see uneven cash flow tied to client schedules and seasonal demand. A merchant cash advance in Medina lets a design consultant secure inventory before a staging project or a spa cover payroll between holiday rushes without waiting for a traditional underwriting cycle. Because the city sits minutes from downtown Bellevue via State Route 520, owners often compare options across both markets before choosing the product that matches their transaction profile.
Millbrook Funding is a licensed commercial loan broker at 15325 SE 30th Pl, Bellevue, WA 98007, serving Medina and surrounding neighborhoods. We gather your recent card-processing statements, outline the total cost and daily remittance percentage each funder quotes, and present those terms side by side so you understand exactly what you will repay. Our role is transparency: you see the factor rate, the holdback percentage, and the estimated timeline before you commit. Call (425) 642-4474 to discuss your card volume and funding need.
A boutique wellness studio near Overlake Golf & Country Club needed to replace treatment equipment before summer memberships renewed. The owner shared four months of card statements. We connected her with a funder who advanced cash against her projected receivables, and the studio repaid through a daily percentage of card sales. The transparent cost structure let her budget around member visits without a fixed monthly due date.
Common questions
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