Lines of credit
A business line of credit is a revolving credit facility that lets you borrow up to an approved limit, pay interest only on what you use, and draw again as you repay. Unlike a term loan that delivers a lump sum, a line of credit adapts to your rhythm, covering payroll during a slow month, stocking inventory before peak season, or bridging the gap between invoicing and payment.
Why us
Bothell sits at the crossroads of Canyon Park and the Bothell-Everett Highway corridor, home to biotech labs, light manufacturing shops, and service contractors whose revenue ebbs and flows with project cycles. A line of credit smooths those peaks and valleys, letting a precision-machining shop along Bothell Way purchase raw materials when a large order arrives or enabling a landscaping company near Wayne Golf Course to hire seasonal crews before spring contracts pay out. Millbrook Funding, a licensed commercial-loan broker at 15325 SE 30th Pl, Bellevue, WA 98007, (425) 642-4474, connects Bothell businesses to lenders who understand the unique cash-flow patterns of the Puget Sound region.
A family-owned nursery near the McMenamins Anderson School campus saw spring demand surge but faced a two-month lag between planting stock purchases and customer payments. Rather than turn away orders, the owner explored a business line of credit through Millbrook Funding. The broker presented options with transparent draw fees and repayment terms, the nursery drew funds to fill greenhouses in March, repaid as sales closed in May, and kept the line open for the next cycle, no reapplication, no guesswork on costs.
Millbrook Funding is a broker, not a lender, so we compare programs across multiple lenders to find the revolving credit structure that fits your cash-flow calendar and cost tolerance. We walk you through draw mechanics, maintenance fees, and repayment schedules before you sign, ensuring you understand every line item. From Bellevue to Bothell, our goal is transparency and fit, not just approval.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.